Good Morning. While 401(k) millionaires prove discipline pays off, Google's AI glasses launch into a world where attention itself is currency.

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Paramount launched a $77.9 billion hostile bid for Warner Bros. Discovery at $30 per share Monday. The all-cash offer challenges Warner's $72 billion Netflix agreement reached days earlier (WSJ). CEO David Ellison took the case directly to shareholders.

Warner owns CNN, TBS, and HBO Max. Paramount's offer is backed by the Ellison family, RedBird Capital, and $54 billion in debt commitments from major banks. Sovereign wealth funds provided equity commitments. Shareholders have until January 8 to decide (More).

Warner will advise shareholders within 10 business days while recommending Netflix's deal. Netflix expressed confidence closing. Paramount shares rose 9% Monday, Warner gained 4%, while Netflix dropped 3.4%.

▲ What does Netflix gain from this deal?

Fidelity reported 654,000 401(k) millionaires in Q3, the highest on record. Three consecutive years of stock gains drove balances higher. Around 3.2% of Alight accounts exceeded $1 million, double the 2022 figure.

Half of private-sector workers now save in 401(k)s. Workers in their late 30s allocated 88% to equities last year, up from 82% a decade earlier. About 86% of seven-figure account holders are baby boomers or Gen Xers aged 50-plus.

UBS calls them "moderate millionaires" with $1 million to $5 million in assets. The number quadrupled globally since 2000 to 52 million. UBS economists say spending like a stereotypical millionaire requires at least $5 million. 401(k) plans for small businesses.

Google announced AI-powered smart glasses launching in 2026, partnering with Samsung, Warby Parker, and Gentle Monster. Two formats will be available: display-equipped models and audio-focused versions. Project Aura, developed with Xreal, runs Android XR software.

The glasses compete with Meta's Ray-Ban models (test video) in the AR market. Prototypes connect wirelessly to smartphones for processing. Display versions offer real-time translation and augmented-reality overlays for Google Maps and Meet. Project Aura provides a 70-degree field of view.

Google announced improvements for Samsung's $1,800 Galaxy XR headset, including travel mode for vehicles and planes. A PC Connect app launching this week mirrors Windows screens in virtual environments. Why Google Glass failed here.

A pet credit card with rewards? Meet Nibbles.

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Research shows humans hold approximately seven attention units at once. Physical and mental messes—incomplete tasks, unsorted papers, unspoken conversations, unfinished projects—consume these units constantly. Like waiters who forget orders after bills are paid, your brain needs closure to free capacity.

Author Jack Canfield recommends:

Items unworn for 60 days get donated. Relationship incompletions—unsaid thank yous, unresolved conflicts—also occupy mental space.

Clearing these opens bandwidth for creativity and productivity. Even small incompletions, like wall cracks noticed but ignored, drain focus subconsciously.

Watch 7-minute video.

You choose your work ethic. Tom Ferry argues laziness is learned, not innate. He shares the parable of two sons with alcoholic fathers—one avoided drinking, the other became an alcoholic. Your upbringing doesn't determine your effort. You can choose today to outwork your competition, adding one extra hour or rep daily, regardless of past conditioning.

Watch clip.

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▲ Brian Cole arrested for planting pipe bombs outside DNC and RNC before January 6 Capitol attack

▲ Trump announces US will allow Nvidia H200 chip exports to China with 25% sales fee | Shares rise

▲ Google investigated by EU for using web content and YouTube videos to train AI without compensation

▲ Branded stablecoins replace retail credit cards charging 33% APR with blockchain-based rewards without debt traps

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