Good Morning. Twenty-five million children just became investors overnight. The math on what $250 could become by age 18 might surprise you.

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Michael and Susan Dell announced a $6.25 billion donation Tuesday to fund investment accounts for 25 million American children. Each account receives $250 for children aged 10 and younger. Trump called it one of the largest private donations in U.S. history.

The donation expands "Trump accounts" from the One Big Beautiful Bill Act. For babies born 2025-2028, it supplements a $1,000 Treasury payment. Dell Technologies founder Michael Dell said recipients access funds at 18 for education, training, homeownership, or savings.

Accounts grow through market returns. Children over 10 may receive funding if resources remain. Trump suggested the donation could inspire similar contributions from other wealthy Americans. How to claim Trump Account here.

OpenAI CEO Sam Altman declared a "code red" Monday to improve ChatGPT quality, delaying other products. The memo signals mounting pressure from Google, whose new Gemini model surpassed OpenAI on benchmarks and sent Google's stock soaring last month (WSJ).

Google's Gemini users grew from 450 million in July to 650 million in October. OpenAI maintains 800 million weekly ChatGPT users but needs roughly $200 billion in revenue by 2030 for profitability amid rising competition.

Altman postponed advertising, AI agents, and personal assistant Pulse to focus resources. The company initiated daily improvement calls and temporary team transfers. OpenAI plans releasing a new reasoning model next week that reportedly outperforms Google's Gemini.

▲ AI’s supply chain crisis

Disney's board plans announcing Bob Iger's successor in early 2026. Parks chief Josh D'Amaro and TV head Dana Walden are leading internal contenders. Both executives presented company visions to the board during a summer meeting in Orlando.

Iger has postponed retirement five times since 2005. Previous successor Bob Chapek was replaced by Iger in 2022 after two years. The board aims for drama-free transition, extending key executive contracts through 2027-2029.

D'Amaro runs Disney's largest unit and champions gaming integration. Walden oversees streaming and creative content from Fox acquisition. The successor will work alongside Iger before his contract expires December 2026.

▲ 50 Lessons from CEO Bob Iger

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In a very unique holiday special, comedian Theo Von and Dirty Jobs host Mike Rowe showcased some of their favorite American-made gifts. Here's the hilarious video. Here's the list:

Bonus: Mike Rowe actually got his start hosting QVC at 2am.

Parents can replicate the Trump Accounts investment strategy through custodial brokerage accounts (UGMA/UTMA) or 529 plans. Starting with $1,000 at birth and adding $150 monthly to a low-cost index fund averaging 8% annual returns grows to approximately $68,000 by age 18—covering four years at public universities.

Increasing contributions to $250 monthly reaches $106,000 at 18. Let that continue growing untouched to age 25, and it becomes $182,000—enough for graduate school or a 20% down payment on a $400,000 home, setting children up for financial independence.

▲ Samsung TriFold debuts as first multi-folding phone at $2,440 amid intensifying competition from Chinese rivals

▲ Bayer Stock jumps 14% as Trump administration backs Supreme Court review of Roundup weedkiller cancer lawsuits

▲ Blue Origin plans early 2026 lunar cargo flight following New Glenn launches, accelerating moon race against SpaceX

▲ Netflix sweetens cash bid for Warner Discovery entertainment assets amid DOJ antitrust concerns over streaming power

▲ Small Business bankruptcies hit record 2,200 cases under Subchapter V program amid rising costs and trade tensions

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